Planned giving

Create a lasting legacy of support for your local TM Center for profound growth and well-being

Planned giving offers a unique and meaningful opportunity to create a legacy of support for your local TM Center or the national TM organization. These contributions help ensure the TM technique remains accessible for future generations.

Planned gifts are typically arranged through a will, trust, or similar provisions. While many are fulfilled after the donor’s lifetime, some can take effect sooner. Additionally, planned giving can help you achieve personal financial and philanthropic goals, often with the benefit of federal tax savings.

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Who can make a planned gift?

Planned giving isn’t limited to the wealthy. Individuals from a variety of financial backgrounds can make a lasting impact. Unlike traditional donations made through checks or credit cards, planned gifts generally come from accumulated assets, making them accessible to a wide range of donors.

What assets can be used for a planned gift?

  • Lifetime Contributions: Donate cash, stocks, real estate, artwork, collectibles, or other valuable assets during your lifetime.
  • Bequests: Leave a gift to the TM organization through your estate, retaining control over your assets during your lifetime while securing their impact after your passing. This can include cash, securities, real estate, intellectual property, investment portfolios, business interests, or other property. A bequest can be easily included in a will or living trust.
  • Life Insurance Beneficiary Designation: Name us as a primary or secondary beneficiary of your life insurance policy. This allows you to access the policy’s cash value while leaving a substantial gift for the program.
  • Retirement Plan Beneficiary Designation: Designate the TM organization as the beneficiary of your retirement plan. This can minimize estate and income taxes, making it one of the most tax-efficient ways to give.
  • Additional Options: Explore creative opportunities like Charitable Gift Annuities, Charitable Remainder Trusts, or other strategies that align with your financial and philanthropic goals.

How to establish a planned gift

Creating a planned gift requires precise language to ensure your intentions are fulfilled. We recommend collaborating with an experienced estate planner or attorney.

By taking these steps, you can ensure your legacy aligns with your values and continues to make a positive impact. For further guidance, consult a legal or financial expert familiar with estate planning and charitable contributions.

Questions & answers

What is planned giving?

Planned giving involves thoughtful strategies to support meaningful causes while aligning with your personal financial and tax objectives.

What types of planned gifts are accepted by the TM organization?

We welcome various contributions, including cash, stocks, bonds, mutual funds, real estate, and life insurance policies.

What benefits can planned giving provide for me?
  • Immediate savings on income, capital gains, gifts, and estate taxes.
  • The opportunity to turn low-earning assets into a steady income stream.
  • The satisfaction of knowing your legacy will sustain peace-creating initiatives
    worldwide.
Are my contributions tax-deductible?

Yes, donations to Maharishi Foundation USA are tax-deductible for U.S. taxpayers. The deduction depends on the type of gift, when it is made, and whether it provides income to the donor. For non-U.S. residents, tax benefits may vary; consult your tax advisor.

Can I donate appreciated securities or real estate?

Yes, donating appreciated assets, such as stocks or property, can provide significant tax advantages, including avoiding capital gains taxes and receiving deductions for fair market value.

Can I name Maharishi Foundation USA as a life insurance beneficiary while keeping ownership of the policy?

Yes, you can. However, for premium payments to be tax-deductible, Maharishi Foundation USA must be named the irrevocable owner of the policy.

Why are retirement assets advantageous for charitable giving?

Retirement accounts are often heavily taxed upon inheritance. By designating the TM organization as the beneficiary, you can avoid these taxes while making a significant contribution.

If I arrange a planned gift, will I still be asked for annual contributions?

Yes. While planned gifts provide long-term support, annual donations are crucial for funding current initiatives and are always gratefully welcomed.

Can Maharishi Foundation USA provide legal or tax advice?

No. We recommend consulting legal or tax advisors for personalized guidance. However, we're happy to collaborate with your advisors to facilitate your gift.

Is my donation confidential?

Yes. We respect all requests for confidentiality. However, please note that wills become public record after passing.

Can I donate online?

Yes. Visit TMFriends.org to contribute via credit card.

Will I receive a receipt for my gift?

Yes. Every donor receives a receipt promptly, either by email or mail, depending on the method of donation.

How can I get more information?

Contact us at donations@tm.org or by mail at:
Maharishi Foundation USA
PO Box 670
Fairfield, IA 52556

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